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Will Insurance Pay for my Roof Replacement?

First, when it comes to your home, roof replacement is going to become a priority at some point. Even the best built homes are subject to the wear and tear under the Florida sun and weather.

For the year 2018, “13 more named storms, six hurricanes and two major hurricanes” – Colorado University,

Hail, heavy rains, and high winds can pull the shingles off your roof in just one afternoon. Therefore when that happens, further damage to the roof is possible. Because of this, it is best to get those damaged shingles replaced as soon as possible, or just replace the roof altogether. Luckily, homeowners are required to pay for homeowner’s insurance that comes in handy for these types of situations.

Will the insurance company cover my roof replacement?

This question has a few factors involved that determine the answer. The professionals at Greentek Roofing and Solar have years of experience in dealing with insurance companies for this type of claim. One of our roofing consultants will assess the roof for any damage. This includes damage such as dented or missing shingles. The biggest protection your home has is the roof that covers it. Insurance companies understand this aspect of home maintenance. We will make sure to accurately assess the damage and get your roof looking brand new. Finally you can rest a little easier knowing that your roof won’t spring a leak during the long storm season. Insurance companies expect regular roof maintenance.

Will my insurance premiums go up or will my insurance drop me?

Greentek Roofing and Solar doesn’t assume that your costs will be increased. Having concerns that your insurance company will drop you are valid. However, we have actually become aware of very few insurers dropping their customers after one case. In conclusion, we don’t assume that’s the rule but rather the exception, especially with reputable companies.

Typically, insurance companies drop clients when customers have a few repeated insurance claims in one year or repeated claims in a two- or three-year duration. Speak to your insurance representative regarding the scenario. Ask questions about your insurance protection, and talk with them regarding your insurance claim. This will alleviate your worries. Most of all, we want you to know that the staff at Greentek Roofing and Solar is also available to give some suggestions about the insurance claim. We have been dealing with insurance companies for many years and have a solid strategy in working with them.


“GreenTek was awesome to work with. My rep James was easy to get in contact with and answered all my questions and made the process quick and smooth. The roof came out great and everything was finished on time and they handled everything with my insurance company so I didn’t have to. It made the process stress free for me.”

-Dylan O.

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